HENDRAWAN, Jason, Sarraya PRIBADI, Lucky RAMADHANI, and Helena PUTRI. “E-WALLET FINE.NANCE: IMPLEMENTING DESIGN THINKING METHOD IN THE DEVELOPMENT OF AI FEATURES”. ICCD 7, no. 1 (November 6, 2025): 1058-1066. Accessed February 13, 2026. https://iccd.asia/ojs/index.php/iccd/article/view/988.