FERRANTI, Putri, Hery WIJAYA, Chairiel OKTAVIAR, and Muhammad NASHAR. “PRODUCT-BASED FINANCIAL INTEGRATION TO OPTIMIZE BUSINESS PROFITABILITY AND SUSTAINABILITY”. ICCD 7, no. 1 (October 27, 2025): 447-450. Accessed February 13, 2026. https://iccd.asia/ojs/index.php/iccd/article/view/894.