FINANCIAL LITERACY EDUCATION FOR MSMES CULINARY BUSINESSES IN OVERCOMING CAPITAL
Abstract
Many MSMEs such as in Kalisari Village, Pasar Rebo District, East Jakarta face obstacles in accessing capital. These obstacles are often caused by a lack of knowledge in financial management, network limitations, and banking policies that are unfavourable for small businesses. This situation not only hinders the growth of MSMEs but also threatens the sustainability of the business in the long term. Therefore, the purpose of the Community Service activities carried out is to increase knowledge and understanding of the sources and requirements for obtaining capital loans, calculating interest rates so that partners who need capital loans can choose capital with low interest. The method carried out by means of counselling, training, and business assistance in increasing access to capital sources, activities were carried out in Kalisari Village, Pasar Rebo District, East Jakarta. The result after participating in the activity, namely the partner's knowledge and understanding of financial literacy related to capital increases, the partner can also calculate the amount of interest set by the capital lender so that the partner can choose the source of capital that is considered more profitable.
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References
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