SHARIA FINANCIAL INCLUSION AS THE CATALYST FOR THE SUSTAINABILITY OF THE INDONESIAN MSMES
Keywords:
sharia financial inclusion, MSMEs, riba, sharia funding products, sustainable finance
Abstract
This is a community service related to the economic society development through socialization on sharia financial inclusion for Micro, Small and Medium Enterprise (MSMEs), especially to get the funding of their business. Sharia economics always encourages profit-sharing practices and prohibits usury, which makes Sharia Financial Institutions and stakeholders tend to be more resilient in the face of crises. Ironically, there are still many business actors who are not familiar with Islamic Financial Institutions. With this phenomenon, it is felt necessary to disseminate to the public about the sharia financial inclusion and its multiplier effect on the MSMEs and the economy. For this reason, there is a need for socialization to business actors to improve a good understanding of Sharia Financial Inclusion and literacy about sharia funding products and of course it can be implemented for MSMEs in Indonesia.
Downloads
Download data is not yet available.
References
Al-Qur’an, Al-Karim.
Arief, H., Saratian, E. T. P., Nugroho D. A., Ashshidiqy, N., Kolis, D. N. (2020). Pengaruh ROA, DER, dan Tobin’s Q-Ratio Terhadap Harga Saham pada Industri Pertambangan Migas di Bursa Efek Indonesia. Jurnal Ilmiah Manajemen dan Bisnis (JIMB), 6(2), 174-183. Retrieved from http://dx.doi.org/10.22441/jimb.v6i2.8199
Beck, T., Demirgüç-Kunt, A., & Honohan, P. (2009). Access to financial services: Measurement, impact, and policies. The World Bank Research Observer, 24(1), 119-145.
Chair, Wasilul. (2014). Riba dalam Perspektif Islam dan Sejarah. Jurnal Iqtishadia, 1(1), Edisi 1, 98-113.
Ghofur, Abdul. (2016). Konsep Riba dalam Al-Qur’an. Jurnal Economica, VII, Edisi 1, 1-26.
Hadits Bukhari, Muslim, Ahmad, Ad-Darimi, At-Tirmidzi, At-Thabrani, Al-Hakim, Al-Baihaqi.
Mohammad, Ibrahim. (2016). Riba (Usury); a Tool that should be Carved out of Financial Transactions. Turkish Journal of Islamic Economics, 3(2), 13-24.
Peraturan Otoritas Jasa Keuangan Nomor 76/POJK.07/2016 tentang Peningkatan Literasi dan Inklusi Keuangan di Sektor Jasa Keuangan Bagi Konsumen dan/atau Masyarakat.
Ramli, Y., Saratian, E. T. P., Soelton, M., & Setiawan, M. (2019). Riba Prohibition for The Community Economic Sustainability. ICCD, 2(1), 612-615.
Saratian, E. T. P., Arief, H., Ramli, Y., dan Soelton, M. (2020). Moody’s Rating for Palm Oil Plantation in Papua, Indonesia. Archives of Business Research, 8(8), 262-280. Retrieved from 10.14738/abr.88.8922
Saratian, E. T. P., Arief, H., Soelton, M., Vizano, N. A., & Mugiono, M. (2019). Dinar and Dirham; Sustainable Money for Sustainable Society. ICCD 2(1), 17-521.
Saratian, E. T. P., and Arief, H. (2018). Sharia Banking Towards Sustainable in Palm Oil Industry. ICCD, 1(1), 589-601. Retrieved from https://doi.org/10.33068/iccd.Vol1.Iss1.88
Saratian, E. T. P., Soelton, M., Mugiono, M., & Muhtadin, M. (2019). Knowledge of “Maghrib” (Maysir, Gharar And Riba) For The Halal Transaction Of The Community. ICCD, 2(1), 33-37.
Saratian, E. T. P., Yuliantini, T., Soelton, M., Arief H., Oktaviar C. (2021). Investment Rating for Replanting Palm Oil Plantation Companies in Sumatera, Indonesia. American International Journal of Business Management, 4(3), 56-65.
Sihombing, L., Saratian, E. T. P., Soelton, M., Permana, D., & Noermijati, N. (2019). Full Reserve Requirement Banking System for The Community Economic Sustainability. ICCD, 2(1), 542-545.
Soelton, M., Muhsin, M., Saratian, E. T. P., Arief H., Vizano N. A. (2019). Analysis of Bankruptcy Prediction With Altman Z-Score And Zmijewski X-Score Model In Coal Mining Industry Listed In Indonesia Stock Exchange 2015-2017 Period. South East Asia Journal of Contemporary Business, Economics and Law, 20(5), 158-166.
Soelton, M., Saratian, E. T. P., Ali, A. J., Anah, S., & Yosef, I. A. A. (2019). Implementation of Organizational Commitment in Engineering and Construction Industries. South East Asian Journal of Contemporary Business, Economic and Law, 20(5), 167-181.
Soelton, M, Wahyono, T, Oktaviar, C, Arief, H, Saratian, ETP, Cahyawati, I, Syah, TYR. (2021). Job Insecurity Anomaly on Turnover Intention and Employee Performance in The Organization Heavy Equipment Transportation Services. European Journal of Business and Management Research, 6(2), 211-216.
Soelton, M, Y Ramli, AJ Ali, H Arief, ETP Saratian, E Pasaribu. To Imply the Organizational Citizenship Behavior In The Work Place To Improve Employee Performance. International Journal of Business, Economics and Law, 21(5), 70-82.
Soelton, M., Ramli, Y., Permana, D., Martawireja, A., Nurhayati, M., Saratian, E. T. P., & Arief, H. (2021). Increasing Smes Social Impact with Baitul Maal Wat Tamwil. ICCD, 3(1), 52-56. https://doi.org/10.33068/iccd.Vol3.Iss1.299
Undang-Undang Republik Indonesia Nomor 20 Tahun 2008 Tentang Usaha Mikro, Kecil dan Menengah.
https://alamisharia.co.id/blogs/inklusi-keuangan-di-indonesia/#:~:text=Inklusi%20keuangan%20syariah%20sendiri%20merupakan,jasa%2C%20dan%20lembaga%20keuangan%20syariah.
Arief, H., Saratian, E. T. P., Nugroho D. A., Ashshidiqy, N., Kolis, D. N. (2020). Pengaruh ROA, DER, dan Tobin’s Q-Ratio Terhadap Harga Saham pada Industri Pertambangan Migas di Bursa Efek Indonesia. Jurnal Ilmiah Manajemen dan Bisnis (JIMB), 6(2), 174-183. Retrieved from http://dx.doi.org/10.22441/jimb.v6i2.8199
Beck, T., Demirgüç-Kunt, A., & Honohan, P. (2009). Access to financial services: Measurement, impact, and policies. The World Bank Research Observer, 24(1), 119-145.
Chair, Wasilul. (2014). Riba dalam Perspektif Islam dan Sejarah. Jurnal Iqtishadia, 1(1), Edisi 1, 98-113.
Ghofur, Abdul. (2016). Konsep Riba dalam Al-Qur’an. Jurnal Economica, VII, Edisi 1, 1-26.
Hadits Bukhari, Muslim, Ahmad, Ad-Darimi, At-Tirmidzi, At-Thabrani, Al-Hakim, Al-Baihaqi.
Mohammad, Ibrahim. (2016). Riba (Usury); a Tool that should be Carved out of Financial Transactions. Turkish Journal of Islamic Economics, 3(2), 13-24.
Peraturan Otoritas Jasa Keuangan Nomor 76/POJK.07/2016 tentang Peningkatan Literasi dan Inklusi Keuangan di Sektor Jasa Keuangan Bagi Konsumen dan/atau Masyarakat.
Ramli, Y., Saratian, E. T. P., Soelton, M., & Setiawan, M. (2019). Riba Prohibition for The Community Economic Sustainability. ICCD, 2(1), 612-615.
Saratian, E. T. P., Arief, H., Ramli, Y., dan Soelton, M. (2020). Moody’s Rating for Palm Oil Plantation in Papua, Indonesia. Archives of Business Research, 8(8), 262-280. Retrieved from 10.14738/abr.88.8922
Saratian, E. T. P., Arief, H., Soelton, M., Vizano, N. A., & Mugiono, M. (2019). Dinar and Dirham; Sustainable Money for Sustainable Society. ICCD 2(1), 17-521.
Saratian, E. T. P., and Arief, H. (2018). Sharia Banking Towards Sustainable in Palm Oil Industry. ICCD, 1(1), 589-601. Retrieved from https://doi.org/10.33068/iccd.Vol1.Iss1.88
Saratian, E. T. P., Soelton, M., Mugiono, M., & Muhtadin, M. (2019). Knowledge of “Maghrib” (Maysir, Gharar And Riba) For The Halal Transaction Of The Community. ICCD, 2(1), 33-37.
Saratian, E. T. P., Yuliantini, T., Soelton, M., Arief H., Oktaviar C. (2021). Investment Rating for Replanting Palm Oil Plantation Companies in Sumatera, Indonesia. American International Journal of Business Management, 4(3), 56-65.
Sihombing, L., Saratian, E. T. P., Soelton, M., Permana, D., & Noermijati, N. (2019). Full Reserve Requirement Banking System for The Community Economic Sustainability. ICCD, 2(1), 542-545.
Soelton, M., Muhsin, M., Saratian, E. T. P., Arief H., Vizano N. A. (2019). Analysis of Bankruptcy Prediction With Altman Z-Score And Zmijewski X-Score Model In Coal Mining Industry Listed In Indonesia Stock Exchange 2015-2017 Period. South East Asia Journal of Contemporary Business, Economics and Law, 20(5), 158-166.
Soelton, M., Saratian, E. T. P., Ali, A. J., Anah, S., & Yosef, I. A. A. (2019). Implementation of Organizational Commitment in Engineering and Construction Industries. South East Asian Journal of Contemporary Business, Economic and Law, 20(5), 167-181.
Soelton, M, Wahyono, T, Oktaviar, C, Arief, H, Saratian, ETP, Cahyawati, I, Syah, TYR. (2021). Job Insecurity Anomaly on Turnover Intention and Employee Performance in The Organization Heavy Equipment Transportation Services. European Journal of Business and Management Research, 6(2), 211-216.
Soelton, M, Y Ramli, AJ Ali, H Arief, ETP Saratian, E Pasaribu. To Imply the Organizational Citizenship Behavior In The Work Place To Improve Employee Performance. International Journal of Business, Economics and Law, 21(5), 70-82.
Soelton, M., Ramli, Y., Permana, D., Martawireja, A., Nurhayati, M., Saratian, E. T. P., & Arief, H. (2021). Increasing Smes Social Impact with Baitul Maal Wat Tamwil. ICCD, 3(1), 52-56. https://doi.org/10.33068/iccd.Vol3.Iss1.299
Undang-Undang Republik Indonesia Nomor 20 Tahun 2008 Tentang Usaha Mikro, Kecil dan Menengah.
https://alamisharia.co.id/blogs/inklusi-keuangan-di-indonesia/#:~:text=Inklusi%20keuangan%20syariah%20sendiri%20merupakan,jasa%2C%20dan%20lembaga%20keuangan%20syariah.
Published
2022-12-15
How to Cite
SARATIAN, E., ARIEF, H., RAMLI, Y., PERMANA, D., & SOELTON, M. (2022). SHARIA FINANCIAL INCLUSION AS THE CATALYST FOR THE SUSTAINABILITY OF THE INDONESIAN MSMES. ICCD, 4(1), 237-243. https://doi.org/10.33068/iccd.v4i1.471
Issue
Section
Articles
