BUSINESS FINANCIAL MANAGEMENT EDUCATION DURING THE COVID-19 PANDEMIC FOR PASAR RAYA STREET VENDORS IN SALATIGA

Ani Siska MY; Ekayana Sangkasari PARANITA

doi:10.33068/iccd.Vol3.Iss1.423

Ani Siska MY Faculty of Economics and Business, Sahid University, Indonesia
Ekayana Sangkasari PARANITA Faculty of Economics and Business, Sahid University, Indonesia

DOI: https://doi.org/10.33068/iccd.Vol3.Iss1.423

Keywords: Financial management, Income, Expenses statement, Saving

Abstract

This community development activity aims to provide education on business financial management to street vendors at Pasar Raya in Salatiga City. During the Covid-19 pandemic, the government implemented regulation on Community Activity Restrictions, which resulted in the Pasar Raya being empty of visitors, resulting in a drastic drop in sales for street vendors. Most street vendors do not understand business financial management and have a debt to meet their primary needs. Education is carried out by identifying problems, formulating approach methods, planning work procedures, and conducting business financial management education. In addition, it is also directed to avoid debt on online loans that do not have official permission and get used to saving. After this education is carried out, street vendors better understand business financial management, will no longer be in debt on online loans that do not have official permits, try to save money to become bankable business actors for business continuity in the future.

Downloads

Download data is not yet available.

References

Amalia, A. F., & Rahmawati, L. (2019). Pendampingan Manajemen Keuangan Melalui Program Literasi Keuangan Kepada Komunitas Usaha Mikro Kecil dan Menengah (UMKM) yang Terjerat Rentenir di Kabupaten Nganjuk. Engagement : Jurnal Pengabdian Kepada Masyarakat, 3(1), 113–126.

Amaranti, R., Nugraha, Arif, A.N., & Dzikron, M. (2018). Peningkatan Kemampuan Manajemen Wirausaha untuk Pedagang Kaki Lima di Lingkungan Kampus Unisba. Jurnal Penelitian dan Pengabdian Masyarakat, 6(1), 146-152.

Anggraeni. (2016). Pengaruh Tingkat Literasi Keuangan Pemilik Usaha terhadap Pengelolaan Keuangan : Studi Kasus UMKM Depok. Jurnal Vokasi Indonesia, 4(1), 43–50.

Ashraf, B.N. (2020). Economic Impact of Government Interventions during the Covid-19 Pandemic: International Evidence from Financial Markets. Journal of Behavioral Finance, 27, 1-9.

BPS. (2020). Kota Salatiga Dalam Angka.

Hafifah, A. (2019). Literasi Keuangan Pada Pelaku Usaha Mikro Kecil dan Menengah di Kecamatan Ambulu Kabupaten Jember. Prosiding Seminar Nasional dan Call for Paper-2019, 259–271.

Hardiwardoyo, W. (2020). Kerugian Ekonomi Nasional Akibat Pandemi Covid-19. Journal of Business & Enterpreneurhip. 2(2), 83-92.

Hirawati, H., Sijabat, Y.P. & Giovanni, A. (2021). Literasi Keuangan, Toleransi Risiko, dan Pengelolaan Keuangan Pelaku Usaha Mikro. Society. 9(1). 184-196.

Jumhur. (2015). Model Pengembangan Pedagang Kaki Lima (PKL) Kuliner di Kota Singkawang. Jurnal Ekonomi Bisnis Dan Kewirausahaan, 4(1), 125–139.

Maksum, I. R., Rahayu, A.Y. & Kusumawardhani, D. (2020). A Social Enterprise Approach to Empowering Micro, Small and Medium Enterprises (SMEs) in Indonesia. Journal of Open Innovation: Technology, Market and Complexity, 6, 1-17.

Nasution, D.A.D., Erlina., & Muda. I. (2020). Dampak Pandemi Covid-19 terhadap Perekonomian Indonesia. Jurnal Benefita, 5(2), 212-224.

Layyinaturrobaniyah., & Muizu, W.O.Z. (2017). Pendampingan Pengelolaan Keuangan Usaha Mikro di Desa Purwodadi Barat dan Pasir Bungur Kabupaten Subang. Jurnal Pekbis. 9(2). 91-103.

Panggabean, F. Y., Dalimunthe, M. B., Aprinawati, A., & Napitupulu, B. (2018). Analisis Literasi Keuangan terhadap Keberlangsungan Usaha Kuliner Kota Medan. Jurnal Manajemen Dan Keuangan, 7(2), 139–147.

Paranita, E. S. & Harahap, A. S. (2020). Peningkatan Literasi Keuangan di Kampung Makan Rafels Jakarta Barat. International Journal of Communnity Service Learning, 4(3), 229–238.

Pramestiningrum, D. R., & Iramani, I. (2020). Pengaruh Literasi Keuangan, Financial Capital, Kebijakan Pemerintah terhadap Kinerja Usaha pada Usaha Kecil dan Menengah di Jawa Timur. Journal of Business and Banking, 9(2), 279.

Rahayu, A. Y., & Musdholifah. (2017). Pengaruh Literasi Keuangan terhadap Kinerja dan Keberlanjutan UMKM di Kota Surabaya. Jurnal Ilmu Manajemen, 5(3), 1–7.

Rumbianingrum, W. & Wijayangka, C. (2018). Pengaruh Literasi Keuangan terhadap Pengelolaan Keuangan pada UMKM. Jurnal Manajemen dan Bisnis. 2(3). 155-164.

Sabilla, S. O., & Wijayangka, C. (2019). Pengaruh Literasi Keuangan terhadap Pertumbuhan Usaha pada UMKM. Almana : Jurnal Manajemen Dan Bisnis, 3(1), 145–152.

Sudana, M., Putra, I. G. S. A., & Nyoman, P. (2017). Pemberdayaan Masyarakat Desa dengan Usaha Kuliner Tradisional pada Kelompok Boga Ganesha Kabupaten Buleleng. Jurnal Agribisnis Dan Agrowisata, 6(3), 387–396.

Sukirman., Hidayah, R., Suryandari, D. & Purwati, A. (2019). Pengelolaan Keuangan Keluarga dalam Rangka Peningkatan Masyarakat Mandiri dan Berperan dalam Peningkatan Literasi Keuangan Indonesia. Abdimas: Jurnal Pengabdian kepada Masyarakat, 23(2), 165-169.

Suryani, S., & Ramadhan, S. (2017). Analisis Literasi Keuangan pada Pelaku Usaha Mikro di Kota Pekanbaru. Journal of Economic, Business and Accounting, 4(1), 9–15.