SOCIALIZATION OF MOBILE BANKING AND INTERNET BANKING FOR MIKRO AND SMALL ENTREPRENEUR (GENDER AND BUSINESS SECTOR PERSPECTIVE- KEMAYORAN NIGHT MARKET COMMUNITY)
Keywords:
Mobile Banking, Internet Banking, Micro & Small Entrepreneur, Gender, Business Sector
Abstract
The aim of this socialization is to increase the usage of mobile banking and internet banking applications by micro and small entrepreneurs in the Kemayoran Night Market community. The method used through socialization is related to the benefits and ways of utilizing mobile and internet banking to micro and small entrepreneurs. Grounded along with the outcomes of the study at the time of the activity, it was found that female entrepreneurs had a profound understanding of the use of mobile and net banking facilities compared to male entrepreneurs. In summation, it is also known that the business sector in the field of Bags, Shoes & Clothing, and food & beverages uses the most mobile and net banking facilities. Therefore socialization is needed related to understanding the functions and benefits of mobile banking and internet banking to micro and small female entrepreneurs.
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References
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Tijani, S. A., & Yani, I. (2007). Assesment of Current Status of Women Farmers in Japan Using Empowerment Indicators. Journal of Applied Sciences, 7(20), 3006–3014.
Wallentin, F. (2008). Economic or Non-Economic Factors – What Empowers Women ? Working Paper Series.
Yazdi, M. (2012). E-Learning sebagai Media Pembelajaran Interaktif Berbasis Teknologi Informasi. Jurnal Ilmiah Foristek, 2(1), 143–152.
Yudha Pratomo, K. C. (2019). APJII: Jumlah Pengguna Internet di Indonesia Tembus 171 Juta Jiwa. Retrieved August 14, 2019, from https://tekno.kompas.com/read/2019/05/16/03260037/apjii-jumlah-penggunainternet-di-indonesia-tembus-171-juta-jiwa
Ainiyah, N., Ibrahimy, U., & Situbondo, S. (2018). Remaja Millenial dan Media Sosial: Media Sosial sebagai Media Informasi Pendidikan bagi Remaja Millenial. Jurnal Pendidikan Islam Indonesia, 2(2), 221–236.
Chaudhry, I. S., & Nosheen, F. (2009). The determinants of women empowerment in Southern Punjab (Pakistan): An empirical analysis. European Journal of Social Sciences, 10(2), 216–229.
Endy Purwanto. (2019). 2018: Pengguna Smartphone Indonesia Tembus 103 Juta Orang. Retrieved August 14, 2019, from https://www.ayooberita.com/berita-----2018-pengguna-smartphone-indonesia-tembus-103-jutaorang
Gholipour, A., Rahimian, A., Mirzamani, A., & Zehtabi, M. (2010). IMPACT model of women’s empowerment. International Business Research, 3(1), 57–65.
Hidayah, N., Nugroho, L., & Badawi, A. (2018). Socialization and Training for Productive Household Budget for Household Mother In Meruya Selatan Village. ICCD, 1(1), 523–527.
Jaidan, J. (2010). Upaya Pengembangan Usaha Kecil Menengah (UKM) Dengan Memanfaatkan E-Commerce. Jurnal Sistem Informasi, 2(1), 159–168. https://doi.org/ISSN Online : 2355-4614
Jati, W. R. (2015). Bonus Demografi Sebagai Mesin Pertumbuhan Ekonomi: Populasi, 26(Bonus Demografi Sebagai Mesin Pertumbuhan Ekonomi), 1–19.
KEMENKEU. (2019). Kelas Menengah Penggerak Ekonomi Indonesia. Retrieved August 14, 2019, from https://www.kemenkeu.go.id/publikasi/berita/kelas-menengah-penggerak-ekonomi-indonesia/
Khan, T. M., & Maan, A. A. (2008). Socio-Cultural Milieu of Women’s Empowerment in District Faisalabad. Pakistan Journal of Agriculture Sciences, 45(3), 78–90. Kotler, P. (1994). Reconceptualizing marketing: An interview with Philip
Kotler. European Management Journal, 12(4), 353–361. https://doi.org/10.1016/0263-2373(94)90021-3
Kristiyanti, M. (2012). Peran Strategis Usaha Kecil Menengah (UKM) Dalam Pembangunan Nasional. Majalah Ilmiah INFORMATiKA, Vol 3(1), 63–89.
Linawati, E., & Restuti, M. M. D. (2015). Pengetahuan akuntansi pelaku usaha mikro, kecil dan menengah (UMKM) atas penggunaan Informasi Akuntansi. In 2nd Conference in Business, Accounting, and Management (Vol. 2, pp. 145–149).
Mulyana, M., Mulyana, A. R., & Dewi, A. K. (2018). Perancangan Kampanye untuk Menumbuhkan Kesadaran Generasi Millenial terhadap Dampak Nomophobia. Jurnal Rekamakna, 1(1), 1–10.
Munizu, M. (1990). Pengaruh Faktor-Faktor Eksternal dan Internal Terhadap Kinerja Usaha Mikro dan Kecil (UMK) di Sulawesi Selatan. Jurnal Manajemen Dan Kewirausahaan, 12(1), 33–41.
Najjar, S. (2011). Women’s empowerment and peace-building under occupation? Palestine-Israel Journal of Politics, Economics and Culture, 17(3–4), 59–66.
Nisak, A., Saryadi, & Suryoko, S. (2013). Pengaruh Kelompok Acuan dan Pengetahuan tentang Perbankan Syariah terhadap Minat Menabung di Perbankan Syariah Semarang. Jurnal Ilmu Administrasi Bisnis`, 1(1), 44–50.
Nugroho, L., & Chowdhury, S. L. K. (2015). Mobile Banking for Empowerment Muslim Women Entrepreneur: Evidence from Asia (Indonesia and Bangladesh). Tazkia Islamic Finance & Business Review, 9(1), 83– 100.
Nugroho, L., Hidayah, N., & Badawi, A. (2018). The Islamic Banking, Asset Quality: “Does Financing Segmentation Matters” (Indonesia Evidence). Mediterranean Journal of Social Sciences, 9(5), 221–235. https://doi.org/10.2478/mjss-2018-0154
Nugroho, L., & Tamala, D. (2018). Persepsi Pengusaha UMKM Terhadap Peran Bank Syariah. SIKAP, 3(1), 49– 62.
Nugroho, L., Utami, W., Sanusi, Z. M., & Setiyawati, H. (2018). Corporate Culture and Financial Risk Management in Islamic Social Enterprises (Indonesia Evidence). International Journal of Commerce and Finance, 4(January), 12–24.
Peter, J. ., Olson, J. ., & Grunert, K. . (1999). Consumer Behaviour and Marketing Strategy (Vol. 3). London: McGraw-Hill.
Prastowo, N. L. (2015). The Challenges of Islamic Microfinance (Indonesia Evidence). European Journal of Islamic Finance, 0(1), 1–7. https://doi.org/10.13135/2421-2172/793
Pressman, S. (2015). The Decline of the Middle Class: An International Perspective. Journal of Economic Issues, 41(1), 181–200.
Rahman, M., Karmaker, U. K., & Mia, A. R. (1970). Determinants of Women Empowerment at Domestic and Non-domestic Issues: Evidence from Chapai Nawabganj District in Bangladesh. Dhaulagiri Journal of Sociology and Anthropology, 3, 143–162. https://doi.org/10.3126/dsaj.v3i0.2784
Rizky Alika. (2019). 85 Juta Penduduk Kelas Menengah di 2020, Peluang Bagi Industri Kreatif | Katadata News. Retrieved August 14, 2019, from https://katadata.co.id/berita/2019/01/23/85-juta-penduduk-kelasmenengah-di-2020-peluang-bagi-industri-kreatif
Sheikh, Q. A., Meraj, M., & Mahapara Sadaqat. (2016). Gender equality and socio-economic development through women ’ s empowerment in Pakistan. Ritsumeikan Journal of Asia Pacific Studies, 34, 150–160.
Sridharan, E. (2004). The Growth and Sectoral Composition of India’s Middle Class: Its Impact on the Politics of Economic Liberalization. India Review, 3(4), 405–428. https://doi.org/10.1080/14736480490895769
Sumantri, B., Fariyanti, A., & Winandi, R. (2013). Faktor-Faktor yang Berpengaruh terhadap Kinerja Usaha Wirausaha Wanita: Suatu Studi pada Industri Pangan Rumahan di Bogor. Jurnal Manajemen Teknologi, 12(3), 252–277.
Tijani, S. A., & Yani, I. (2007). Assesment of Current Status of Women Farmers in Japan Using Empowerment Indicators. Journal of Applied Sciences, 7(20), 3006–3014.
Wallentin, F. (2008). Economic or Non-Economic Factors – What Empowers Women ? Working Paper Series.
Yazdi, M. (2012). E-Learning sebagai Media Pembelajaran Interaktif Berbasis Teknologi Informasi. Jurnal Ilmiah Foristek, 2(1), 143–152.
Yudha Pratomo, K. C. (2019). APJII: Jumlah Pengguna Internet di Indonesia Tembus 171 Juta Jiwa. Retrieved August 14, 2019, from https://tekno.kompas.com/read/2019/05/16/03260037/apjii-jumlah-penggunainternet-di-indonesia-tembus-171-juta-jiwa
Published
2019-11-25
How to Cite
Nugroho, L., Hidayat, N., Badawi, A., & Ali, A. J. (2019). SOCIALIZATION OF MOBILE BANKING AND INTERNET BANKING FOR MIKRO AND SMALL ENTREPRENEUR (GENDER AND BUSINESS SECTOR PERSPECTIVE- KEMAYORAN NIGHT MARKET COMMUNITY). ICCD, 2(1), 419 - 426. https://doi.org/10.33068/iccd.Vol2.Iss1.165
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